Looking for the best bank account bonuses available right now? Many banks are offering cash bonuses simply for opening a new checking or savings account and meeting a few requirements like direct deposit or maintaining a balance.
Below is a ranked list of the best bank bonuses available as of May 24, 2026, including the bonus amount, requirements, deadlines, and account types.
Last Updated: May 24, 2026
Important: Bank promotions can change or expire at any time. Always verify current terms before applying.
Quick Comparison Table
| Bank/Institution | Bonus | Account Type | Deadline for Offer / Apply |
|---|---|---|---|
| Chase Private Client | Up to $3,000 | Private Client Checking | Limited-time offer |
| Wells Fargo | Up to $2,500 | Premier Checking | Limited-time offer |
| Citibank | Up to $1,500 | Eligible Checking Accounts | Limited-time offer |
| Chase | Up to $900 | Total Checking + Savings | Limited-time offer |
| Huntington Bank | Up to $600 | Perks Checking | Limited-time offer |
| Bank of America | Up to $500 | Advantage Plus Banking | Limited-time offer |
| U.S. Bank | Up to $450 | Smartly Checking | Limited-time offer |
| SoFi | Up to $400 | Checking & Savings | Ongoing / limited-time |
| Capital One | Up to $400 | 360 Checking | Limited-time offer |
| Wells Fargo | $325 | Everyday Checking | Limited-time offer |
1. Chase Private Client Checking — Up to $3,000 Bonus
Bonus Amount
Up to $3,000 cash bonus
Main Requirements
- Open a Chase Private Client Checking account
- Deposit qualifying new money within 45 days
- Maintain required balance for at least 90 days
Account Type
Private Client Checking
Timeframe
Bonus usually paid within 40 days after completing requirements.
Bonus amount and requirements may change. Terms apply.
2. Wells Fargo Premier Checking — Up to $2,500 Bonus
Bonus Amount
Up to $2,500 cash bonus
Main Requirements
- Open a Premier Checking account
- Deposit and maintain qualifying balance
- Keep account open through promotional period
Account Type
Premier Checking
Timeframe
Typically paid within 90–120 days.
Bonus amount and requirements may change. Terms apply.
3. Citibank Checking Promotions — Up to $1,500 Bonus
Bonus Amount
Up to $1,500 cash bonus
Main Requirements
- Open eligible Citi checking account
- Complete qualifying direct deposits or balance requirements
Account Type
Eligible Checking Accounts
Timeframe
Usually within 90 days after meeting requirements.
Bonus amount and requirements may change. Terms apply.
4. Chase Total Checking + Savings — Up to $900 Bonus
Bonus Amount
- $300 checking bonus
- $200 savings bonus
- Extra $400 combo bonus
Main Requirements
- Qualifying direct deposit
- Maintain required savings balance
- Keep accounts open through qualifying period
Account Type
Checking + Savings
Timeframe
Usually within 90 days.
Bonus amount and requirements may change. Terms apply.
5. Huntington Bank Perks Checking — Up to $600 Bonus
Bonus Amount
Up to $600 cash bonus
Main Requirements
- Open eligible checking account
- Receive qualifying direct deposits
Account Type
Perks Checking
Timeframe
Usually within 90 days.
Bonus amount and requirements may change. Terms apply.
6. Bank of America Advantage Plus Banking — Up to $500 Bonus
Bonus Amount
Up to $500 cash bonus
Main Requirements
- Open eligible checking account
- Receive qualifying direct deposits
Account Type
Advantage Plus Banking
Timeframe
Usually within 60–90 days.
Bonus amount and requirements may change. Terms apply.
7. U.S. Bank Smartly Checking — Up to $450 Bonus
Bonus Amount
Up to $450 cash bonus
Main Requirements
- Open account online
- Receive qualifying direct deposits
Account Type
Smartly Checking
Timeframe
Typically within 60 days after requirements are completed.
Bonus amount and requirements may change. Terms apply.
8. SoFi Checking & Savings — Up to $400 Bonus
Bonus Amount
Up to $400 cash bonus
Main Requirements
- Open SoFi Checking & Savings account
- Set up qualifying direct deposit
Account Type
Checking & Savings
Timeframe
Usually within 30 days after qualifying deposits.
Bonus amount and requirements may change. Terms apply.
9. Capital One 360 Checking — Up to $400 Bonus
Bonus Amount
Up to $400 cash bonus
Main Requirements
- Open new 360 Checking account
- Receive qualifying direct deposits
Account Type
360 Checking
Timeframe
Usually within 60–90 days.
Bonus amount and requirements may change. Terms apply.
10. Wells Fargo Everyday Checking — $325 Bonus
Bonus Amount
$325 cash bonus
Main Requirements
- Open new checking account
- Receive qualifying direct deposits
Account Type
Everyday Checking
Timeframe
Usually within 90 days.
Bonus amount and requirements may change. Terms apply.
Tips Before Opening a New Bank Account
Before applying for any bank bonus, keep these important points in mind:
- Most promotions are for new customers only
- Bonuses are usually taxable income
- Some accounts may charge monthly fees
- Read the terms carefully for direct deposit requirements
- Avoid closing the account too early
Final Thoughts
Bank account bonuses can be an easy way to earn extra cash if you already plan to switch banks or open a new account. The best offers usually require either direct deposit or maintaining a higher balance for a few months.
For the highest payouts, Chase Private Client, Wells Fargo Premier, and Citibank currently offer the largest bonuses available in May 2026.
Bookmark this page because bank promotions change frequently and new offers appear throughout the year.